Medicare Part A (2014)

Part A (Hospital Insurance) helps cover:

  • Inpatient care in hospitals
  • Inpatient care in a skilled nursing facility (not custodial or long-term care)
  • Hospice care services
  • Home health care services
  • Inpatient care in a Religious Nonmedical Health Care Institution

You can find out if you have Part A by looking at your Medicare card.  If you have Original Medicare, you’ll use this card to get your Medicare-covered services.  If you join a Medicare health plan, in most cases, you must use the card from the plan to get your Medicare-covered services.

 

*Source: Centers for Medicare & Medicaid Services, “Medicare & You 2014”, p.29

Service

Medicare Pays

You Pay

Inpatient Hospitalization:

 

 

First 60 Days

All but $1,216

$1,216 Part A Deductible

Days 61 – 90

All but $304 per day

$304 per day

Days 91 and later while  using 60 lifetime reserve days

All but $608 per day

$608 per day

Skilled Nursing Facility Care:

 

 

First 20 Days

All approved amounts

$0

Days 21- 100

All but $152 per day

$152 per day

Days 101 and later

$0

All Cost

**Must meet Medicare requirements for having been in a hospital for at least 2 days and entered a Medicare-approved facility within 30 days of being discharged.

Hospice:

 

 

Your doctor must certify you are terminally ill and you elect to receive these services.

All but very limited copayment/coinsurance for outpatient drugs and inpatient respite care

Limited copayment or coinsurance